At White Business Consultant Pvt. Ltd., we provide end-to-end
International Remittance, FEMA, RBI, and Cross-Border Regulatory Advisory
services to individuals, NRIs, foreign investors, and Indian businesses.
Our advisory ensures lawful fund movement, regulatory compliance, tax efficiency,
and seamless execution of cross-border transactions.
Our expertise ensures full compliance with FEMA, RBI, FDI, ODI, LRS, and
Income Tax regulations, helping clients mitigate risk, avoid penalties,
and execute transactions smoothly through authorized banking channels.
FEMA & RBI Approval Advisory
Description
FEMA & RBI Approval Advisory provides regulatory guidance and execution
support for transactions governed by the Foreign Exchange Management Act
(FEMA) and RBI policies. These approvals are critical for lawful foreign
investments, cross-border remittances, overseas business operations,
and foreign ownership structures.
Who Requires It
- Indian companies receiving foreign investment
- Foreign entities acquiring Indian businesses
- NRIs involved in property, business, or financial transactions
- Entities undertaking cross-border loans, guarantees, or remittances
How WBC Can Help
- Regulatory feasibility and transaction structuring
- End-to-end FEMA and RBI approval assistance
- Coordination with RBI and Authorized Dealer (AD) Banks
- Post-approval compliance and risk mitigation support
FDI Policy Compliance
Description
FDI Policy Compliance ensures that foreign investments into India are
structured and executed in accordance with FEMA, RBI regulations, and
Government of India FDI policy guidelines.
Who Requires It
- Indian companies receiving FDI
- Foreign investors and joint ventures
- Startups with overseas ownership
How WBC Can Help
- Sectoral analysis and entry route determination
- FDI structuring and compliance execution
- FC-GPR, FC-TRS, and reporting support
- Ongoing post-investment compliance monitoring
Investment Structuring for NRIs & Foreign Entities
Description
Investment Structuring for NRIs and Foreign Entities involves designing
compliant, tax-efficient, and risk-mitigated investment frameworks for
inbound and outbound investments. Proper structuring ensures compliance
with FEMA, RBI regulations, FDI policy, and Indian tax laws while optimizing
ownership, repatriation, and exit strategies.
Who Requires It
- NRIs investing in Indian companies, startups, or joint ventures
- Foreign companies or individuals investing in India
- Entities acquiring Indian real estate or business assets
- Investors planning repatriation or exit from Indian investments
Eligibility & Process (Brief)
- Assessment of investor residency and eligibility under FEMA
- Selection of appropriate investment route (FDI, ODI, LRS, etc.)
- Structuring equity, debt, or hybrid instruments
- Tax, repatriation, and exit planning
How WBC Can Help
- Customized investment and ownership structuring advisory
- FEMA, FDI, RBI, and tax compliance execution
- Repatriation and exit strategy planning
- End-to-end coordination with banks and regulators
Advisory on Purchase & Sale of Property in India
Description
Property transaction advisory ensures lawful acquisition, transfer,
and sale of immovable property in India by residents, NRIs, and foreign
nationals. Compliance with FEMA, RBI regulations, state property laws,
and income tax provisions is critical to avoid penalties and future disputes.
Who Requires It
- NRIs and PIOs purchasing or selling property in India
- Foreign nationals inheriting or transferring property
- Residents selling property to non-residents
- Investors planning repatriation of sale proceeds
Eligibility & Process (Brief)
- Verification of eligibility under FEMA
- Review of property type and permissible transactions
- Capital gains and TDS computation
- Bank and remittance documentation
How WBC Can Help
- Eligibility and compliance assessment
- Transaction structuring and tax advisory
- TDS and capital gains planning
- Repatriation documentation and execution support
FEMA Compliance – Immovable Property
Description
FEMA Compliance for immovable property governs the acquisition, holding,
inheritance, gifting, transfer, and repatriation of property in India
by NRIs, PIOs, and foreign nationals.
Who Requires It
- NRIs and PIOs owning or transferring property in India
- Foreign nationals inheriting Indian property
- Residents transferring property to non-residents
Eligibility & Process (Brief)
- Eligibility verification under FEMA regulations
- Review of transaction structure and documentation
- Bank and AD compliance confirmation
- Post-transaction reporting and compliance
How WBC Can Help
- FEMA compliance review and advisory
- Transaction structuring and documentation support
- Coordination with Authorized Dealer banks
- End-to-end compliance assurance
Repatriation of Sale Proceeds
Description
Repatriation of sale proceeds involves transferring funds outside India
arising from sale of property or investments, subject to FEMA, RBI,
and income tax regulations.
Who Requires It
- NRIs selling property or investments in India
- Foreign investors exiting Indian businesses
- Individuals repatriating inherited assets
Eligibility & Process (Brief)
- Verification of repatriation eligibility and limits
- Capital gains tax and TDS compliance
- Preparation of bank and CA documentation
- Execution through Authorized Dealer banks
How WBC Can Help
- Eligibility and limit assessment
- Tax and compliance coordination
- Bank documentation and approvals
- Smooth outward remittance execution
Liaison with Banks & Authorised Dealers
Description
Liaison with Banks and Authorized Dealer (AD) Banks is a critical component
of FEMA compliance and cross-border transactions. Effective coordination
ensures smooth processing of inward and outward remittances, RBI reporting,
approvals, and confirmation of regulatory compliance for NRIs, foreign
investors, and Indian entities.
Who Requires It
- NRIs and foreign investors remitting funds to or from India
- Indian companies receiving FDI or making overseas investments
- Individuals requiring FEMA approvals or confirmations
- Entities filing RBI forms through AD banks
Eligibility & Process (Brief)
- Identification of applicable FEMA and RBI requirements
- Preparation of bank-specific documentation
- Submission through designated AD Bank
- Clarifications, approvals, and compliance confirmation
How WBC Can Help
- Preparation and submission of complete bank documentation
- Handling AD bank queries and FEMA confirmations
- Regular follow-ups for faster transaction execution
- Single-point coordination with banks and regulators
Reporting under FDI & ODI Regulations
Description
Reporting under Foreign Direct Investment (FDI) and Overseas Direct
Investment (ODI) regulations is mandatory for validating cross-border
capital transactions. Timely and accurate reporting to RBI ensures
regulatory compliance and prevents penalties.
Who Requires It
- Indian companies receiving foreign investment
- Indian residents or entities investing overseas
- NRIs holding capital instruments in Indian companies
- Entities involved in cross-border capital transactions
Eligibility & Process (Brief)
- Identification of applicable FDI/ODI reporting requirements
- Compilation of transaction, valuation, and KYC documents
- Filing returns through RBI portal via AD bank
- Rectification of defects and compliance tracking
How WBC Can Help
- Identification of correct RBI reporting forms
- Preparation and filing of FDI and ODI returns
- Coordination with AD banks and RBI
- Defect resolution and post-filing compliance support
Form FC-GPR & FC-TRS Advisory
Description
Form FC-GPR and FC-TRS are mandatory RBI filings under FEMA for issuance
or transfer of shares and capital instruments involving non-residents.
These filings validate foreign investment transactions in India.
Who Requires It
- Indian companies issuing shares to non-residents
- NRIs or foreign investors acquiring or transferring shares
- Resident shareholders transferring shares to non-residents
Eligibility & Process (Brief)
- Verification of transaction eligibility under FDI policy
- Valuation certification and KYC compliance
- Online filing of FC-GPR or FC-TRS through RBI portal
- Approval and confirmation through AD bank
How WBC Can Help
- Transaction eligibility and FEMA compliance review
- Valuation, KYC, and documentation support
- Online filing and AD bank coordination
- Post-filing follow-ups and approval confirmation
Annual FLA Return Support
Description
The Foreign Liabilities and Assets (FLA) Return is an annual RBI filing
mandatory for Indian entities having foreign investment or overseas
assets. Accurate reporting is essential to avoid penalties.
Who Requires It
- Companies with FDI or ODI
- LLPs with foreign investment
- Entities holding overseas assets or liabilities
Eligibility & Process (Brief)
- Applicability assessment based on financial data
- Reconciliation of foreign assets and liabilities
- Online filing with RBI within prescribed timelines
- Handling RBI queries, if any
How WBC Can Help
- Applicability assessment and data validation
- Financial reconciliation and reporting accuracy
- Timely filing of FLA return with RBI
- Query resolution and compliance support
Inward Remittances to India
Description
Inward Remittances to India involve the receipt of funds from overseas
into India for purposes such as investment, family maintenance, gifts,
property purchase, business operations, or services. Proper classification,
routing, and reporting of inward remittances under FEMA and RBI regulations
is essential to ensure compliance and avoid future regulatory or tax issues.
Who Requires It
- NRIs and foreign nationals remitting funds to India
- Indian companies receiving foreign investment or overseas payments
- Individuals receiving gifts, inheritances, or family support from abroad
- Exporters and service providers receiving foreign income
Eligibility & Process (Brief)
- Identification of permissible purpose under FEMA
- Routing through appropriate bank account (NRE, NRO, or resident account)
- Purpose code classification by AD Bank
- Regulatory reporting, if applicable (FDI or other filings)
How WBC Can Help
- Classification of inward remittances under FEMA
- FEMA and RBI compliance advisory
- Bank documentation and purpose code guidance
- Regulatory compliance confirmation and reporting support
Outward Remittances from India
Description
Outward Remittances from India involve the transfer of funds from India
to overseas destinations for permitted purposes such as investments,
education, medical treatment, business payments, maintenance of relatives,
or asset acquisition. These remittances must comply strictly with FEMA,
RBI, and applicable tax regulations.
Who Requires It
- Resident individuals remitting funds abroad
- Indian companies making overseas investments or payments
- NRIs repatriating eligible funds from India
- Individuals funding education or medical expenses abroad
Eligibility & Process (Brief)
- Verification of permissible remittance purpose
- Assessment under FEMA, LRS, or ODI regulations
- Documentation and declarations submission to AD Bank
- Execution and confirmation of remittance
How WBC Can Help
- Eligibility assessment under FEMA and RBI norms
- Purpose classification and documentation preparation
- Tax compliance and AD bank coordination
- Smooth and timely outward remittance execution
LRS Advisory & Documentation
Description
The Liberalised Remittance Scheme (LRS) allows resident individuals to
remit funds abroad up to RBI-prescribed limits for approved purposes
such as investment, education, travel, gifts, or family maintenance.
Proper documentation and tax compliance are mandatory under LRS.
Who Requires It
- Resident individuals remitting funds overseas
- Families sponsoring education or living expenses abroad
- Individuals investing in foreign assets or securities
- Persons making gifts or donations outside India
Eligibility & Process (Brief)
- Confirmation of resident status
- Verification of permissible purpose under LRS
- Preparation of declarations, KYC, and Form A2
- Compliance with TCS and reporting requirements
How WBC Can Help
- LRS eligibility and annual limit assessment
- Purpose classification and documentation support
- TCS and tax advisory
- Bank coordination for smooth remittance execution
NRE / NRO / FCNR Account Advisory
Description
NRE (Non-Resident External), NRO (Non-Resident Ordinary), and FCNR
(Foreign Currency Non-Resident) accounts are specialized banking
accounts for NRIs to manage income, investments, and repatriation
in compliance with FEMA and RBI regulations.
Who Requires It
- NRIs earning income or holding assets in India
- Foreign nationals of Indian origin managing Indian funds
- Individuals receiving rent, dividends, or interest in India
- NRI families managing remittances and repatriation
Eligibility & Process (Brief)
- Determination of NRI or PIO status
- Selection of appropriate account type
- Completion of KYC and account opening documentation
- Operational and repatriation compliance
How WBC Can Help
- Account selection advisory (NRE / NRO / FCNR)
- Taxation and repatriation guidance
- Operational and FEMA compliance support
- Coordination with banks and AD dealers
NRI Tax, Capital Gains & DTAA Advisory
Description
NRI Tax Advisory covers income tax compliance in India including
capital gains, rental income, interest income, TDS, and application
of Double Taxation Avoidance Agreements (DTAA) to avoid double taxation.
Who Requires It
- NRIs earning income from India
- NRIs selling property or investments in India
- Foreign investors claiming DTAA benefits
- NRIs receiving income subject to TDS
Eligibility & Process (Brief)
- Determination of residential status
- Identification of taxable income in India
- DTAA benefit evaluation
- Income tax return filing and compliance
How WBC Can Help
- Capital gains and TDS advisory
- DTAA benefit analysis and documentation
- NRI income tax return filing
- Tax notice handling and compliance support
Business Setup in India for NRIs & Foreign Investors
Description
Business Setup in India for NRIs and Foreign Investors includes end-to-end
advisory for establishing a compliant business presence in India through
company incorporation, FEMA compliance, FDI structuring, RBI approvals,
and ongoing regulatory support.
Who Requires It
- NRIs planning to start a business in India
- Foreign companies setting up Indian subsidiaries or JVs
- Overseas investors entering the Indian market
- Startups with foreign promoters or funding
Eligibility & Process (Brief)
- Assessment of sectoral FDI eligibility
- Selection of entity structure (Company, LLP, JV, Branch)
- Incorporation and statutory registrations
- RBI reporting and post-incorporation compliance
How WBC Can Help
- Entity selection and incorporation advisory
- FDI and FEMA structuring
- RBI approvals, filings, and reporting
- Ongoing legal, tax, and compliance support